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#### Privacy Policy

Neu Node Sdn. Bhd. respects and attaches great importance to your privacy. This Privacy Policy is applicable to all websites and domains that are the property of Neu Node Sdn. Bhd. (“BUAL.ASIA Website”) and it explains the measures that are adopted to safeguard your privacy: in particular, it explains which personal information is collected and for what purpose, and how such information is treated and used.

Please read this Privacy Policy carefully before sharing any personal information with us. According to the terms of this Privacy Policy, the use of BUAL.ASIA Website implies agreeing to sharing personal information with Neu Node Sdn. Bhd.. If you do not agree with the terms of this Privacy Policy, please Do NOT use BUAL.ASIA Website.

If you have any questions about the terms of this Privacy Policy, please do not hesitate to contact us at policy@bual.asia entering “Privacy” as the subject of your email.

## 1. Collecting personal information

Neu Node Sdn. Bhd. collects, exports and uses your personal information in order to better serve you and provide you with a more personal experience when interacting with us. However, your personal information will only be collected following appropriate notice and your explicit consent.

For example, when you order products or services, request information, subscribe to marketing or support documentation, or register yourself or Neu Node Sdn. Bhd. products online, you will need to supply personal information to complete the registration. Typical items of personal information that may be requested on these occasions include contact information (e.g. name, address, telephone number and email address), information such as user Ids and passwords, invoicing and transaction details, and product and service preferences.

1.1 Registration – During the registration procedure, you may be asked to enter personal details such as your name, surname, email address, home address, and you may also be asked to choose a password. Neu Node Sdn. Bhd. sends every visitor and/or customer a welcome email, asking them to check that the email address provided is correct. A valid email address is important because order confirmations, download links, access key codes and product and support information will be sent to this address. If the email address provided during registration results invalid, Neu Node Sdn. Bhd. may deactivate the associated password.

1.2 Purchases – If you purchase a product from BUAL.ASIA Website, you will be asked for information related to contact details, invoicing and delivery. This information will be used for processing the order, its payment and its delivery. Should any problem occur during the purchase transaction, a representative of Neu Node Sdn. Bhd. will contact you via email, telephone, fax or post in order to resolve it.

Please note that, during purchase transactions, Neu Node Sdn. Bhd. does not register any credit card numbers, and all essential information (credit card numbers, validation numbers, etc) are handled exclusively by PayPal (for further information on transaction security and relative Privacy Policy, please visit the PayPal website at www.paypal.com) or any of our third party online payment gateway partner.

Please note also that customers outside Malaysia who order Neu Node Sdn. Bhd. products online from one of our international online stores can consult the Privacy Policy of the e-commerce platform supplier directly on the website (www.bual.asia).

1.3 Downloads – When you download a demo version or free software, you may be asked for personal information such as your email address. In such cases, the email address is used to send messages relating to the download procedure, such as download links, activation codes, technical support information and upgrades for the software in question.

1.4 Surveys and competitions - Neu Node Sdn. Bhd. may occasionally carry out surveys or run competitions for its users and, to do this, certain information may be required. Participation in such events is voluntary and the collected information will be treated according to the indications in the specific Privacy Policy for each one. In all cases, if the results of a survey or a competition should be published, personal information will not be disclosed without the explicit consent of the interested parties.

If you publish, comment or share personal information, including photographs, on a forum, social network, blog or other similar forums of Neu Node Sdn. Bhd., you do so under your own responsibility, in the knowledge that your personal information may be read, seen, collected or used by other users to make contact, send unrequested messages or for other purposes beyond your control or that of Neu Node Sdn. Bhd.. Neu Node Sdn. Bhd. cannot be held liable for the privacy and treatment of personal information that you choose to publish on said forums.

As well as specifically requested information, Neu Node Sdn. Bhd. may also employ commonly-used automatic data-collection tools to collect data during your visit to BUAL.ASIA Website. These tools include cookies, web beacons and embedded links. These automatic tools collect standard traffic information that the browser sends to BUAL.ASIA Website, such as the type and language of the browser, the access times and the address of the website from where you have arrived.

Automatically-collected information may also include your IP (Internet Protocol) address, clickstream behaviour (i.e. the number of pages visited, links opened and other actions that you may have taken in connection with BUAL.ASIA Website) and product information.

Finally, Neu Node Sdn. Bhd. may use some of the above-mentioned automatic data-collection tools to analyse emails sent by Neu Node Sdn. Bhd., in order to collect information, for example, on the number of times the messages are opened and the number of clicks on links contained in the messages.

For further information on automatic data-collection tools, see paragraph 5, Cookies and registration with website.

## 2. How collected information is used

Neu Node Sdn. Bhd. uses collected information for various purposes, which include:

- assistance in completing a transaction or an order
- sending news about products and services
- providing services and assistance
- providing customized promotional offers
- selecting content to show to you
- measuring the performance of marketing initiatives, advertising and BUAL.ASIA Website.
- Making Remarketing Activity and Behavioral Targeting

Neu Node Sdn. Bhd. may use collected personal information to contact you periodically to communicate important news about its Products, Services and/or Websites. If you specifically request so, Neu Node Sdn. Bhd. may also send you newsletters which may include special offers and/or other opportunities offered by partner companies that may be of interest to you.

You can choose which kind of communications you wish to receive from Neu Node Sdn. Bhd., and you can cancel your subscription at any time through your online user profile.

You can also cancel subscriptions by clicking on the relative link directly in the emails you receive. When you cancel a subscription, your email address will be promptly deleted from Neu Node Sdn. Bhd.'s mailing list, usually prior to the next issue. No further commercial communications will be sent to your email address. If necessary, however, you will continue to receive service communications, for example that relate to on-going transactions.

## 3. Disclosing collected personal information

Neu Node Sdn. Bhd. does not sell, rent, transfer or yield personal information on its users to third parties, except as indicated in this Privacy Policy or in compliance with current laws.

Neu Node Sdn. Bhd. may share some information with its partners for marketing or promotional purposes: in such cases, data is always and only provided in an aggregate form, making personal identification impossible.

Your profile and contributions to BUAL.ASIA Website will be published and identifiable with the user name you have chosen. Under no circumstances will Neu Node Sdn. Bhd. share your email address or any other personal information with other users of the BUAL.ASIA Website, and under no circumstances will Neu Node Sdn. Bhd. publish your email address or any other personal information without your prior explicit consent.

## 4. Links to other websites

BUAL.ASIA's Website may contain links to third-party websites, for informative purposes. Neu Node Sdn. Bhd. has no control over external websites or over their privacy policies. For these reasons, this Privacy Policy does not cover, or apply to, external websites.

Neu Node Sdn. Bhd. invites you to read the specific privacy policies of websites and social media that you may access while visiting BUAL.ASIA Websites, and ensure that you fully understand how personal information is collected and treated by these websites.

## 5. Cookies and registration with websites

Cookies are small files that contain information sent by a web server to a web browser, and permit the server to collect information from the browser.

Neu Node Sdn. Bhd. and its service suppliers send cookies when you visit an BUAL.ASIA Website, or a website where Neu Node Sdn. Bhd. is advertised, and when you make a purchase, subscribe to services, or ask for further information. Neu Node Sdn. Bhd. does not collect personal information through cookies, but only data that may facilitate your future logins, so that the Websites can keep a trace of the products you add to your shopping cart, the country you are operating from and the language and currency you use. Cookies are also used to gather statistics on accesses to BUAL.ASIA Website. If you do not wish to receive cookies, you can block them or ask for prior warning before accepting them, according to the procedures followed by the web browser you are using on your computer. For more information on working with cookies in your browser, see Google Chrome, Mozilla Firefox, Apple Safari and Microsoft Windows Explorer. However, if you decide to block the cookies, bear in mind that sometimes browsers react unexpectedly, not only when you visit BUAL.ASIA Website but also when you visit other websites. Neu Node Sdn. Bhd. cannot identify users through the information collected by cookies, so we suggest that you accept them in order to able to make the most of the Websites.

For more information about the use of cookies and how to block them, visit www.allaboutcookies.org, www.youronlinechoices.eu (Europe) or www.aboutads.info/choices/ (United States).

## 6. Permission to use cookies

Current regulations require that a website informs visitors on how cookies are used in the website, and that this information is displayed in an instant banner on the first page of the website to be visited. The visitor can scroll the page and enable cookies by clicking on one of the links in the pages or clicking on the "OK" button in the banner.

## 7. Use of cookies in BUAL.ASIA websites

7.1 Technical cookies

The BUAL.ASIA website use the following technical cookies, installed automatically when a website is visited, for the ends declared in the cookies' statement of use: Session cookies, which are essential to the correct delivery of the website services Analysis cookies, which are used to collect aggregate data.

7.2 Third-party cookies

BUAL.ASIA website use the following third-party cookies:

AdWords Remarketing (Google)

AdWords Remarketing is a Remarketing and Behavioral Targeting service provided by Google Inc. which links the activity of this application with the Adwords advertising network and the Doubleclick cookie. Collected personal data: behavioural cookies and data. Privacy Policy: USA – Privacy Policy – Opt Out

Facebook Remarketing (Facebook, Inc.)

Facebook Remarketing is a Remarketing and Behavioral Targeting service provided by Facebook, Inc. which links the activity of this application with Facebook's advertising network. Collected personal data: Behavourial cookies and data. Privacy policy: USA – Privacy Policy

If you do not expressly disable cookies, for example you close the cookie policy banner without reading the cookie policy or you continue to navigate the website, you actually express your consense to the use of all the mentioned cookies.

## 8. How to modify and update your personal information

You can modify and update the information you initially provided for subscription, by accessing your online user profile.

If you want to modify or update your personal information, you can also send an email to Neu Node Sdn. Bhd.'s Customer Care service (policy@bual.asia) or send a letter to:

Neu Node Sdn. Bhd. - Customer Support
No. 14-2, Jalan Keluli 7/109,
Pusat Perindustrian Seksyen 7,
40000 Shah Alam, Selangor Darul Ehsan,
Malaysia.

## 9. Protecting personal information

Neu Node Sdn. Bhd. adopts all the necessary physical, technical and administrative measures to avoid unauthorized access to and disclosure of personal information that it has collected from you, and to guarantee that this information is fully protected and correctly used. For example, only employees who have a legitimate reason may access this information, and we employ processes such as password hashing to protect the data from unauthorized access.

All online transactions involving credit cards are encrypted: Neu Node Sdn. Bhd. uses the Secure Socket Layer (SSL) protocol. Credit card numbers are not recorded, and during transactions, confidential data (credit card number, validation code, etc) is handled directly by PayPal or our third party online payment gateway (for further information, refer to www.paypal.com).

However, although we adopt the most stringent technical and organizational methods currently available to protect your personal information from unauthorized or illegitimate use, and from the loss, destruction or damage of your personal data, Neu Node Sdn. Bhd. cannot offer a 100% guarantee for personal information security.

## 10. Children's Privacy

Neu Node Sdn. Bhd. does not knowingly collect information on children under thirteen years old, and BUAL.ASIA's Website are aimed at the public at large. If a child should send his or her personal information to Neu Node Sdn. Bhd., and Neu Node Sdn. Bhd. is aware that this child is less than 13, the collected data will be used solely for the purpose of answering the child directly to inform him or her that parental/guardian consent is necessary for his or her action. Neu Node Sdn. Bhd. encourages parents and guardians to take an active role in supervising the online activities and interests of children.

## 11. Changes to the Privacy Terms

Neu Node Sdn. Bhd. reserves the right to change the Terms of Use at any time. The modified Terms of Use will be published on the Neu Node Sdn. Bhd. Websites with the new revision date so that you can view the changes. By continuing to access and use the Website after the publication date, you agree to, and accept, the changes. Please check the Terms of Use periodically to review any changes.

Neu Node Sdn. Bhd. also reserves the right to discontinue or modify or update the Website and its Contents at any time and without notice. Neu Node Sdn. Bhd. reserves the right to restrict, refuse or interrupt a User's access to the Website or part of it, at any time and without notice, and with immediate effect, at its sole discretion and for any reason.

(Last revised: 30/03/2016)

#### Terms & Conditions

The BUAL App, which is provided by Neu Node Sdn. Bhd. ("collectively We", "Us", or "NNSB"), provides callers with the ability to make international calls using three (2) different call types, (i) VoIP over WiFi and (ii) Mobile Data (each, an "Option" and, collectively, "Options").

The content and services and any other interactive feature that may be made available to You via this Site (collectively, "Site Materials"), as well as the BUAL App itself, are provided to You pursuant to these Terms & Conditions. Please read these Terms & Conditions carefully before using this Site or downloading the BUAL App to your Smartphone. These Terms & Conditions, as may be revised by Us from time to time, shall at all times govern the Your use of this Site and of the BUAL App.

By downloading the BUAL App and/or accessing the www.bual.asia website (the "Site"), You agree to be bound to these Terms & Conditions as well as the attached BUAL End User License Agreement and Privacy Policy and all exhibits hereto (collectively, the "Terms & Conditions"). If you do not wish to be bound by the Terms & Conditions, You may not download the BUAL App or use this Site. We may modify the Terms & Conditions at any time without notice and such modifications shall be deemed effective immediately upon posting of the modified Terms & Conditions on this Site. You agree to review the Terms & Conditions periodically to be aware of such modifications and Your continued access or use of the BUAL App shall be deemed Your conclusive acceptance of the modified Terms & Conditions.

PLEASE READ THESE TERMS & CONDITIONS CAREFULLY.

## 1. Definitions

1.1 Documentation. The printed materials, "online" or electronic documentation, packaging and any other materials in any other media or form associated with the BUAL App.

1.2 BUAL App. NNSB’s proprietary BUAL App software application for Smartphones, as well as any future fixes, enhancements, updates and upgrades thereof.

1.3 Smartphone. a mobile phone offering advanced capabilities, including personal computer-like functionality (PC-mobile handset convergence) or a palmtop computer ("PDA").

1.4 You. The end user of the BUAL App or the Site also used in the form "Your" where applicable.

## 2. Proprietary Rights.

2.1 Service Marks. "NNSB" and the "NNSB and design" are registered service marks of Neu Node Sdn. Bhd.. "BUAL" is a service mark of Neu Node Sdn. Bhd.. All right, title and interest (including but not limited to copyright, patent, trade secret, service mark and all other intellectual property and proprietary rights worldwide) in and to the BUAL App and/or associated or accompanying Documentation (including but not limited to any hardware, software, images, photographs, animations, video, audio, music, and text incorporated into the BUAL App software), are owned by NNSB and are covered by various worldwide patents and patent applications that are the legal property of NNSB. You shall not remove, cover or alter any component of NNSB’s copyright, trademark or other proprietary notices placed upon, embedded in or displayed by the BUAL App software or on the Documentation.

2.2 Patents. This Application is protected by patents in Malaysia under Intellectual Property Corporation of Malaysia. The patents and pending applications that cover the Application can be found at www.myipo.gov.my.

## 3. License

3.1 Grant of License. Subject to the herein terms, the BUAL App and accompanying Documentation accompanying this Agreement are licensed, not sold, to You by NNSB, on a non-exclusive basis and NNSB reserves all rights not expressly granted to You. The rights granted to You herein are limited to Your license to use the BUAL Apps pursuant to these Terms & Conditions and do not include any other right in any other patents or other intellectual property. You may install and use one copy of the BUAL App on a single Smartphone at a time. You may not download or cause the BUAL App to exist on more than one Smartphone at a time, and you may not make the BUAL App software available over a network where it could be used by multiple devices at the same time. These Terms & Conditions will govern any software upgrades provided by NNSB that replace and/or supplement the original BUAL App software. NNSB may also make improvements and/or changes to the Site, BUAL App or Documentation at any time without notice.

3.2 Use Restrictions. The license granted to You herein is for consumer use only. You may not rent, lease, lend or sublicense the BUAL App. Any reproduction or redistribution of the BUAL App, Site Materials or the Documentation not in accordance with the terms set forth herein is expressly prohibited by law, and may result in severe civil and criminal penalties. NNSB reserves the right to prosecute any such violation to the maximum extent possible.

Except as and only to the extent expressly permitted hereunder, you may not copy, decompile, reverse engineer, disassemble, modify, or create derivative works of the BUAL App, Site Materials or the Documentation or any portion or component thereof, or permit others to do so, or
defeat any feature or function of the software or permit others to do so, or
rent, lease, sublicense, grant a security interest in, or otherwise transfer rights in the BUAL App, Site Materials or the Documentation, or
remove or modify any proprietary notices or labels in or on the BUAL App, Site Materials or the Documentation.

3.3 Promotional Software or Materials. Notwithstanding any provision contained herein, BUAL App software labeled or otherwise provided to you on a promotional basis may only be used for demonstration, testing and evaluation purposes and may not be resold or transferred.

## 4. Website

4.1 Site Materials. All site materials ("Site Materials"), including, but not limited to, text, data, graphics, logos, button icons, images, audio clips, video clips, links, digital downloads, data compilations, and software is owned, controlled by, or licensed to NNSB and is protected by copyright, trademark, and other intellectual property rights. Site Materials are made available solely for personal, non-commercial use and may not be copied, reproduced, republished, modified, uploaded, posted, transmitted, or distributed in any way, including by e-mail or other electronic means, without the express prior written consent of NNSB in each instance. You may only download material intentionally made available for downloading from this Site for Your personal, non-commercial use only, provided that You keep intact any and all copyright and other proprietary notices that may appear on such materials. Information on this Site may contain technical inaccuracies or typographical errors.

4.2 Links. Any links available on this Site will enable You to leave NNSB’s Site. The linked sites are not under the control of NNSB and NNSB is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. It is up to You to take precautions to ensure that whatever You select for Your use is free of viruses, worms, trojan horses and other items of a destructive nature. NNSB is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by NNSB of the site. Additionally, other logos, trademarks and service marks ("Marks") which appear on this site may be marks of third parties that are not affiliated with NNSB. NNSB and its affiliates do not control or endorse the content of third party websites. in no event will NNSB be liable to any party for any direct, indirect, special or other consequential damages for any use of this Site, or on any other hyper linked website, including, without limitation, any lost profits, business interruption, loss of programs or other data on your information handling system or otherwise, even if We are expressly advised of the possibility of such damages.

4.3 Downloading Material from this Site. NNSB cannot and does not guarantee or warrant that the files available for downloading from the Site will be free of infection or viruses, worms, trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Site for the reconstruction of any lost data.

## 5. Disclosures

5.1 Charges & Fees. Any telecommunications charges normally associated with Your mobile telecommunications plan may also be imposed in connection with Your use of the BUAL App. If You use under Mobile Data Option, You may incur data or roaming charges from Your mobile service provider in addition to any other fees associated with Your use of the BUAL App.

5.2 Rates. One (1) minute rounding.

5.3 Expiration. Presently NNSB does not impose any credit expiry period.

## 6. Refunds

Upon download, the BUAL App is non-refundable, and no refunds or other compensation will be given for unused airtime balances, if any.

## 7. Availability

The BUAL App is available for use from any location worldwide subject to applicable law. You are solely responsible for complying with all laws and regulations in the legal jurisdiction in which You download and/or use the BUAL App, including local laws, in which You utilize the BUAL App. Notwithstanding the foregoing, You represent that You are not located in, under the control of, and are not a national or resident of any country which the Malaysia or UN has placed an embargo against.

## 8. Quality of Service

We are not responsible for incomplete, lost, late, damaged, illegible or misdirected mobile or e-mail messages or for any technical problems, malfunctions of any telephone lines, mobile communications systems, computer systems, servers, providers, hardware/software, lost or unavailable network connections or failed, incomplete, garbled or delayed computer or mobile transmission or any combination thereof. We are not responsible for any liability for damage to any Smartphone, computer or mobile system resulting from use of the BUAL App or the Site. We assume no responsibility for undeliverable mobile messages or emails in connection with transmissions made utilizing the BUAL App.

## 9. Privacy Policy

NNSB’s personal information practices on this Site are governed by NNSB’s Privacy Policy which also governs Your use of this Site and of the BUAL App. Please review this privacy statement and print a copy for your records. This Site does not intend to target or collect personal information from individuals under the age of 13.

## 10. Consent to Use of Data

You agree that NNSB and its affiliated companies may collect and use technical and related information, including but not limited to technical information about or relating to Your Smartphone that is gathered periodically to facilitate the provision of software updates, product support and other services to you (if any) related to the BUAL App software. NNSB may use this information, as long as it is in a form that does not personally identify You, to improve our products or to provide services or technologies to You.

## 11. Disclaimer of Warranties

YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE, THE BUAL APP, ASSOCIATED HARDWARE AND SOFTWARE, AND THE DOCUMENTATION. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL PRODUCTS AND SERVICES PROVIDED BY NNSB ARE PROVIDED "AS IS" WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. NNSB DOES NOT MAKE WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER WHETHER EXPRESS, IMPLIED OR STATUTORY (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT, OR THE IMPLIED WARRANTIES OR MERCHANTIBILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE SITE, THE BUAL APP, OR THE DOCUMENTATION, OR ANY TRANSACTION PERFORMED THROUGH THE SITE OR THE BUAL APP, AND NNSB SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION. NNSB DOES NOT WARRANT THAT THE SITE, THE BUAL APP, OR THE DOCUMENTATION, AS APPLICABLE, WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT ANY DEFECTS IN SITE, THE BUAL APP, OR THE DOCUMENTATION WILL BE CORRECTED. NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY NNSB OR A NNSB AUTHORIZED REPRESENTATIVE SHALL CREATE A WARRANTY.

## 12. Limitation of Liability

TO THE MAXIMUM EXTENT NOT PROHIBITED BY LAW, IN NO EVENT SHALL NNSB BE LIABLE FOR PERSONAL INJURY, OR ANY INCIDENTAL, SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, LOSS OF DATA, BUSINESS INTERRUPTION OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OR INABILITY TO USE THE BUAL APP OR THIS SITE, HOWEVER CAUSED, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT OR OTHERWISE) AND EVEN IF NNSB HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OF LIABILITY FOR PERSONAL INJURY, OR OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THIS LIMITATION MAY NOT APPLY TO YOU. NOTWITHSTANDING ANY OTHER PROVISION HEREIN, IF YOU OBJECT TO ANY OF THESE TERMS & CONDITIONS OR ANY SUBSEQUENT MODIFICATIONS THERETO OR BECOMES DISSATISFIED WITH THE BUAL APP IN ANY WAY, YOUR SOLE AND EXCLUSIVE REMEDY SHALL BE TO TERMINATE USE OF THE BUAL APP. WE SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY, OR RESPONSIBLE FOR ANY CHARGES INCURRED FOR THE TERMINATION OF SERVICES YOU OBTAIN FROM ANY THIRD-PARTY PROVIDERS. IN NO EVENT SHALL NNSB’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES (OTHER THAN AS MAY BE REQUIRED BY APPLICABLE LAW IN CASES INVOLVING PERSONAL INJURY) EXCEED THE AMOUNT OF TWO-HUNDRED RINGGIT (MYR200.00). THE FOREGOING LIMITATIONS WILL APPLY EVEN IF THE ABOVE STATED REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

## 13. Third-Party Vendors

Notwithstanding any other provision herein, You acknowledge that the BUAL App's ability to perform as intended is dependent upon the availability of equipment and services from third-party vendors (collectively, the "Vendors") with whom NNSB and/or You have contracted for the provision of underlying telecommunications services and agree that NNSB shall not be in breach of any obligations to You hereunder, if the BUAL App is unable to properly perform by reason of the breach or other failure by any such Vendor to perform its obligations to NNSB or to You in accordance with the terms of such Vendor's agreement with NNSB or You.

## 14. Force Majeure

NNSB shall not be responsible for any delay or failure in performance that results from causes beyond its reasonable control ("Force Majeure Events"), whether or not foreseeable by such party. Such Force Majeure Events include, but are not limited to, adverse weather conditions, flood, fire, explosion, earthquake, volcanic action, power failure, embargo, boycott, war, revolution, civil commotion, act of public enemies, labor unrest (including, but not limited to, strikes, work stoppages, slowdowns, picketing or boycotts), inability to obtain equipment, parts, software or repairs thereof, acts or omissions of the other party, and acts of God.

## 15. Indemnification

You agree to indemnify, defend and hold NNSB, its officers, directors, employees, agents, shareholders, licensors, suppliers and any third party providers of the BUAL Apps or any component thereof or of the Site from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of these Terms & Conditions or any applicable law, rule, or regulation by You or Your infringement of any party's intellectual property rights. The provisions of this paragraph are for the benefit of NNSB and its officers, directors, employees, agents, and shareholders, as well as licensors and suppliers of the BUAL App and this Site. Each of these individuals or entities shall have the right to assert and enforce these provisions directly against You on its own behalf. This Section 15 shall survive termination of these Terms & Conditions.

## 16. Governing Law

This Agreement shall be governed and construed in accordance with the laws of the Malaysian Communications & Multimedia Commission. You agree that in any legal action or proceeding between You and NNSB for any purpose concerning this Agreement, You agree to submit to exclusive jurisdiction in Malaysia and You expressly waive all defenses to jurisdiction. Any cause of action or claim you may have with respect to the Site, BUAL App or Documentation must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is barred. TO THE EXTENT PERMITTED BY LAW, EACH PARTY WAIVES TRIAL BY COURT IN ANY ACTION, PROCEEDING, OR COUNTERCLAIM BROUGHT BY YOU IN ANY MATTER WHATSOEVER ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE SUBJECT MATTER HEREOF, THE RELATIONSHIP OF THE PARTIES, AND/OR ANY CLAIM OR DAMAGE RELATED THERETO.

## 17. Termination

The Terms & Conditions are effective until terminated. This Agreement may be terminated by either party without notice at any time for any reason; provided that You may no longer use the Site or the BUAL App. Your rights under the Terms & Conditions will terminate automatically without notice from NNSB if you fail to comply with any of the Terms & Conditions. All provisions of the Terms & Conditions that by their nature are intend to survive the termination of these Terms & Conditions shall so survive.

## 18. No Third Party Beneficiaries

No provision of these Terms & Conditions provide any person or entity not a party to these Terms & Conditions with any remedy, claim, liability, reimbursement, or cause of action or creates any other third party beneficiary rights.

## 19. Export

You may not export or re-export of the BUAL App to any destination requiring such a license. Agent acknowledges that the Service may be exported or re-exported to the country to which the Malaysia prohibits the export of goods, technology or products, or to nationals of those countries wherever located.

## 20. Miscellaneous

This Agreement constitutes the entire agreement between the parties with respect to the use of the BUAL Apps and Documentation licensed hereunder and supersedes all prior or contemporaneous understandings regarding such subject matter. NNSB may assign its rights and duties under this Agreement to any party at any time without notice to you. No amendment to or modification of this Agreement will be binding unless expressly intended to do so by NNSB. If any provision of the Terms & Conditions is determined by an arbitrator or court of competent jurisdiction to be contrary to applicable law, then such provision shall be construed as nearly as possible to conform to applicable law and the other provisions of this Agreement shall remain in full force and effect. NNSB at any time and from time to time may assign its rights and delegate its duties under these Terms & Conditions without Your prior consent. NNSB’s failure to exercise or enforce any right or provision of the Terms & Conditions shall not constitute a waiver of such right or provision unless acknowledged and agreed to by NNSB in writing. Neither the course of conduct between the parties not trade practice shall act to modify any provision of these Terms & Conditions. The section titles in these Terms & Conditions are solely used for the convenience of the parties and have no legal or contractual significance.

Service provided by Neu Node Sdn. Bhd. For customer service, please contact NNSB support

#### Frequently asked questions

In order to avoid fraudulent activity, the service provider has implemented the following capping on the mobile top up transactions.

## 1. What is the maximum number of transactions can the same recipient receive?

Daily : max 10 transactions
Weekly : max 15 transactions
Monthly : max 40 transactions

## 2. What is the maximum value (USD) can the same recipient receive?

Daily : max 100 USD
Weekly : max 150 USD
Monthly : max 200 USD

## 3. What is the minimum amount of time allowed between immediate transactions?

This depends on individual operators. We recommend 3 minutes.

# Mobile Top Up Destinations

Use BUAL Credit To Recharge Up To 400 Mobile Operators Worldwide

# Africa

#### Algeria

#### Djezzy | #### Mobilis | #### Ooredoo

#### Egypt

#### Etisalat | #### Orange | #### Vodafone

#### Ethiopia

#### Ethiotelecom

#### Ghana

#### Airtel | #### Expresso | #### Glo | #### MTN | #### Tigo | #### Vodafone

#### Nigeria

#### Airtel | #### Etisalat | #### MTN | #### Visafone | #### Glo Mobile

#### South Africa

#### CellC | #### MTN | #### Virgin | #### Vodacom | #### Telkom Mobile

#### Tanzania

#### Airtel | #### Smart | #### Tigo | #### Vodacom | #### Zantel

# Asia Pacific

#### Bangladesh

#### Airtel | #### Banglalink | #### CityCell | #### Robi | #### Teletalk | #### GrameenPhone

#### Cambodia

#### CamGSM | #### Metfone | #### Smart

#### China

#### Mobile | #### Telecom | #### Unicom

#### Fiji Islands

#### Digicel | #### Vodafone

#### India

#### Aircel | #### Airtel | #### BSNL | #### IDEA | #### MTNL | #### MTS | #### Reliance | #### Vodafone
#### Tata | #### Telenor | #### Videocon GSM

#### Indonesia

#### Axis | #### Ceria | #### Indosat IM3 | #### SmartFren | #### Telkomsel KartuAS | #### Telkomsel Simpati | #### Three Telecom | #### Indosat Mentari
#### XL

#### Laos

#### Beeline

#### Malaysia

#### Celcom | #### DiGi | #### Maxis | #### TuneTalk | #### UMobile

#### Myanmar

#### MEC | #### MPT | #### Ooredoo | #### Telenor

#### Nepal

#### NCell | #### NTC | #### Smartcell | #### UTL Mobile | #### NTC CDMA

#### Pakistan

#### Mobilink | #### Telenor | #### Ufone | #### Warid | #### Zong

#### Papua New Guinea

#### Digicel

#### Philippines

#### Globe Telecom | #### Smartbro | #### Smartgold | #### Sun

#### Qatar

#### Vodafone | #### Ooredoo

#### Singapore

#### M1 | #### Singtel | #### Starhub

#### Sri Lanka

#### Airtel | #### Dialog | #### Etisalat | #### Hutchison | #### Mobitel

#### Thailand

#### AIS | #### DTAC | #### True Move | #### True Move H

#### Uzbekistan

#### Beeline | #### UCell

#### Vietnam

#### Gmobile | #### Mobifone | #### SFone | #### VietnamMobile | #### Vinaphone | #### Viettel Mobile

# Europe

#### France

#### Bouygues | #### GTMobile | #### Lyca | #### Orange | #### SFR

#### Germany

#### ATG Mobile | #### Ay Yildiz | #### Base | #### Blau | #### BlauWorld | #### Callmobile | #### Congstar | #### E-Plus
#### Fyve | #### Lyca | #### MTV Mobile | #### Mobilka | #### O2 | #### Ortel | #### Otelo | #### RTLmobil
#### Simyo | #### T-Mobile | #### Vodafone(D2) | #### Vybe Mobile

#### Kazakhstan

#### Activ | #### Altel | #### Beeline | #### Kcell | #### Tele2

#### Russia

#### KB Impuls Beeline | #### MTS | #### Megafon | #### Motiv | #### Rostelecom MRF Ural | #### SMARTS | #### Tele2

#### Spain

#### Alow | #### Best Movil | #### Blau | #### CLM | #### Carrefour | #### Digimobil | #### Euskaltel
#### Happy Movil | #### Hits Mobile | #### Hong Da Mobile | #### Jazzcard Movil | #### LLamaya Movil | #### Lyca mobile | #### Masmovil
#### Mundimovil | #### Orange | #### Simyo | #### Talkout | #### Tuenti | #### Vodafone(Airtel) | #### Yoigo
#### Hablafacil | #### Mobilcat

#### Turkey

#### Turk Telecom | #### Turkcell | #### Vodafone Cyprus | #### Vodafone

#### United Kingdom

#### Asda Mobile | #### Econet | #### Giff Gaff | #### Lyca | #### Now Mobile | #### O2 | #### Orange
#### T-Mobile | #### Talk Mobile | #### Tesco Mobile | #### Three | #### Virgin Mobile | #### Vizz Mobile | #### Vodafone

# Middle East

#### Bahrain

#### Batelco | #### Viva | #### Zain

#### Iraq

#### Asia Cell Telecom

#### Jordan

#### Umniah

#### Kuwait

#### Ooredoo | #### Viva | #### Zain

#### Palestine

#### Jawwal Palestinian Authority | #### Wataniya Palestinian Authority

#### Saudi Arabia

#### Lebara | #### Friendi | #### Mobily | #### STC | #### Virgin | #### Zain

#### United Arab Emirates

#### Du More Credit | #### Du More Data | #### Du | #### Etisalat

#### Yemen

#### MTN | #### Sabafon

# North America

#### Canada

#### Bell | #### Fido | #### MTS | #### Freedom Mobile | #### Virgin Mobile | #### Public Mobile
#### Chatr Mobile | #### Koodo Mobile | #### Rogers | #### Telus | #### Solo Mobile

NEXUSCORPGROUP COMPANIES
Nexuscorpgroup (HK) Ltd | Nexuscorpgroup Sdn Bhd | Neu Node Sdn Bhd